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FHA
loans have been helping people become homeowners since 1934.
We specialize in providing advice
concerning new FHA loans and FHA refinance loans. These
HUD loans let you
buy or refinance with a low down payment. By not having income limitations
or credit scoring, many people will qualify for a HUD home because they can
afford the monthly mortgage payments and have reasonable credit.
FHA Loan Highlights
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Low down payments
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Low closing costs
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Easy credit qualifying
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Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3% of
the purchase price, and most of your closing costs and fees can be included
in the loan. Available on 1-4 unit properties.
Want a fixer-upper?
FHA has a loan that allows you to buy a home, fix it up, and include all the
costs in one loan. Or, if you own a home that you want to re-model or
repair, you can refinance what you owe and add the cost of repairs - all in
one loan.
Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or
have a low loan balance? If you can answer "yes" to all of these questions,
then the FHA Reverse Mortgage might be right for you. It lets you convert a
portion of your equity into cash.
FHA Streamline Refinance Loans
The FHA has created a rate reduction program called the Streamline
Refinance. This provides a way for current FHA homeowners to lower their
interest rate with little or no out-of-pocket costs. These loans can also be
made faster and with less documentation than a typical loan.
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>>>Read More
Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA
Energy-Efficient Mortgage.
How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing. We have
two loan products – one for those who own the land that the home is on and
another for mobile homes that are - or will be - located in mobile home
parks.
Need advice? Contact a
HUD-approved housing counselor
or call (800) 331-4715.
Sign up for FHA email
updates.