|
|
FHA Government Loans -
Today's Mortgage Rates - Important
Disclosures
General Disclosures
-
Information displayed is accurate as of the date of the
latest update and is subject to change without notice.
Loan pricing can only be locked through a home mortgage
consultant. Other restrictions may apply.
-
Due to various federal, state and local requirements,
certain products may not be available in all areas.
-
The displayed Annual Percentage Rates (APRs) reflect the
interest rates, total points, and additional estimated
pre-paid finance charges for the loan products shown,
but do not include other closing costs.
-
For loans with less than 20% down payment borrower-paid
mortgage insurance may apply.
-
Mortgage rates shown are based on a 60-day lock for the
purchase of a primary residence. Under certain
circumstances, a 60-day rate lock may not be available.
-
Mortgage rates displayed may include points as shown in
the Assumptions table.
-
These mortgage rates are based on a variety of
assumptions and conditions which include a consumer
credit score which may be higher or lower than your
individual credit score. Your loan's interest rate will
depend upon the specific characteristics of your loan
transaction and your credit profile up to the time of
closing.
FHA
-
FHA loans require both an upfront and an annual mortgage
insurance premium. The premium varies based on the loan
characteristics, your credit score, whether you've
received loan counseling, and other factors. For
illustrative purposes on FHA loans, our loan detail
results include a mortgage insurance payment added to
the monthly principal and interest payment.
Jumbo
-
Jumbo rates reflect a discount for meeting certain
relationship criteria, which include a requirement that
the borrower agree to monthly payments via preauthorized
electronic funds transfer. Jumbo rates are higher for
borrowers who do not meet these criteria, but otherwise
qualify for a jumbo mortgage loan product. Please
contact your home mortgage consultant for details
regarding the relationship criteria or with any other
questions.
Conforming Loan Limits
|
|
|