FHA Low Down Payment - Fixed Rate Mortgage

Let the FHA Help You

All too often, people find a home they would love to own and they are ready to make the purchase.  But, they don’t have a 20 percent down payment. That's where an FHA Home Loan comes in.

These loans, designed for those with less-than-perfect credit, are insured by the Federal Housing Administration and also allow a down payment as low as 3 percent. The down payment can be a gift from a family member, government agency or non-profit organization.

Government-insured loans are also available for those with military service under the Veterans Administration (VA) loans program, and for rural residents under the Rural Development Housing and Community Facilities program.