FHA Loan Programs

FHA loans have been helping borrowers since 1934.

How?

The Federal Housing Administration (FHA) - insures the loan, so an FHA lender can offer you a better deal.

Find an FHA Program below and let us help you today!  

Buying a Home with an FHA Loan

First Time Home Buyer Loans

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs Read more �

 

Buy a home with a Family Member Gift

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program Read more �

 

Buy a 'Fixer-Upper' Home (203k Loan)

The purchase of a house that needs repairs does not have to be a complicated process. A HUD loan program called 203(k) allows the borrower to get a single mortgage loan to finance the cost of the house and the repairs. Read more �

 

Buy an Investment Property (3 units +)

The idea of owning rental real estate has been gaining popularity as investors tire of the swoops and swoons of the stock market. The FHA has 'non-owner' occupied programs programs for those investors. Read more �

 

Buy a 2nd Home or Vacation Home

As home prices drop, many American families are using this opportunity to purchase that second home with an FHA home-equity credit line drawn on their primary residence. Read more �

 



Refinance with an FHA Loan

Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month Read more �

 

Consolidate  Debts

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you are not left to figure out everything completely on your own.  Read more �

 

Get Cash from the Equity in your home

The FHA has some very specific programs ('Cash Out', 'HELOC Line' and 'Home Equity Loans' that reward Americans who have built equity in their home and want to use that equity for personal purposes.  Read more �

 

Home Improvement Loans (203k)

Most residents can pay for your home improvement efforts with a personal loan or other types of financing. However, these methods usually have high interest rates, which can result in higher monthly payments. An FHA 203k home improvement loan will guarantee the lowest available rates. Read more �

 

Refinance an Investment Property (3 units +)

The Federal Housing Administration (FHA) offers  refinancing programs where the required equity is typically much lower when investment property is being refinanced, and the guidelines usually are less stringent than most conventional banks loans. Read more �

 

Reverse Mortgages for Seniors

 


 
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