FHA Home Loans Alabama

FHA loans have been helping Alabama residents since 1934

A licensed Alabama FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

Alabama FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
AUTAUGA	$275,665	$352,950	$426,625	$530,150
MONTGOMERY, AL
BALDWIN	$275,665	$352,950	$426,625	$530,150
DAPHNE-FAIRHOPE-FOLEY, AL
BARBOUR	$275,665	$352,950	$426,625	$530,150
NON-METRO
BIBB	$275,665	$352,950	$426,625	$530,150
BIRMINGHAM-HOOVER, AL
BLOUNT	$275,665	$352,950	$426,625	$530,150
BIRMINGHAM-HOOVER, AL
BULLOCK	$275,665	$352,950	$426,625	$530,150
NON-METRO
BUTLER	$275,665	$352,950	$426,625	$530,150
NON-METRO

CALHOUN	$275,665	$352,950	$426,625	$530,150
ANNISTON-OXFORD-JACKSONVILLE, AL
CHAMBERS	$275,665	$352,950	$426,625	$530,150
VALLEY, AL
CHEROKEE	$275,665	$352,950	$426,625	$530,150
NON-METRO
CHILTON	$275,665	$352,950	$426,625	$530,150
BIRMINGHAM-HOOVER, AL
CHOCTAW	$275,665	$352,950	$426,625	$530,150
NON-METRO
CLARKE	$275,665	$352,950	$426,625	$530,150
NON-METRO

CLAY	$275,665	$352,950	$426,625	$530,150
NON-METRO
CLEBURNE	$275,665	$352,950	$426,625	$530,150
NON-METRO
COFFEE	$275,665	$352,950	$426,625	$530,150
ENTERPRISE, AL
COLBERT	$275,665	$352,950	$426,625	$530,150
FLORENCE-MUSCLE SHOALS, AL
CONECUH	$275,665	$352,950	$426,625	$530,150
NON-METRO

COOSA	$275,665	$352,950	$426,625	$530,150
TALLADEGA-SYLACAUGA, AL

COVINGTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
CRENSHAW	$275,665	$352,950	$426,625	$530,150
NON-METRO
CULLMAN	$275,665	$352,950	$426,625	$530,150
CULLMAN, AL
DALE	$275,665	$352,950	$426,625	$530,150
OZARK, AL
DALLAS	$275,665	$352,950	$426,625	$530,150
SELMA, AL

DEKALB	$275,665	$352,950	$426,625	$530,150
NON-METRO
ELMORE	$275,665	$352,950	$426,625	$530,150
MONTGOMERY, AL
ESCAMBIA	$275,665	$352,950	$426,625	$530,150
NON-METRO
ETOWAH	$275,665	$352,950	$426,625	$530,150
GADSDEN, AL
FAYETTE	$275,665	$352,950	$426,625	$530,150
NON-METRO

FRANKLIN	$275,665	$352,950	$426,625	$530,150
NON-METRO
GENEVA	$275,665	$352,950	$426,625	$530,150
DOTHAN, AL
GREENE	$275,665	$352,950	$426,625	$530,150
NON-METRO
HALE	$331,200	$424,000	$512,500	$636,900
TUSCALOOSA, AL
HENRY	$275,665	$352,950	$426,625	$530,150
DOTHAN, AL

HOUSTON	$275,665	$352,950	$426,625	$530,150
DOTHAN, AL

JACKSON	$275,665	$352,950	$426,625	$530,150
SCOTTSBORO, AL
JEFFERSON	$275,665	$352,950	$426,625	$530,150
BIRMINGHAM-HOOVER, AL
LAMAR	$275,665	$352,950	$426,625	$530,150
NON-METRO
LAUDERDALE	$275,665	$352,950	$426,625	$530,150
FLORENCE-MUSCLE SHOALS, AL
LAWRENCE	$275,665	$352,950	$426,625	$530,150
DECATUR, AL

LEE	$275,665	$352,950	$426,625	$530,150
AUBURN-OPELIKA, AL

LIMESTONE	$275,665	$352,950	$426,625	$530,150
HUNTSVILLE, AL
LOWNDES	$275,665	$352,950	$426,625	$530,150
MONTGOMERY, AL
MACON	$275,665	$352,950	$426,625	$530,150
NON-METRO
MADISON	$275,665	$352,950	$426,625	$530,150
HUNTSVILLE, AL

MARENGO	$275,665	$352,950	$426,625	$530,150
NON-METRO

MARION	$275,665	$352,950	$426,625	$530,150
NON-METRO
MARSHALL	$275,665	$352,950	$426,625	$530,150
ALBERTVILLE, AL
MOBILE	$275,665	$352,950	$426,625	$530,150
MOBILE, AL
MONROE	$275,665	$352,950	$426,625	$530,150
NON-METRO
MONTGOMERY	$275,665	$352,950	$426,625	$530,150
MONTGOMERY, AL

MORGAN	$275,665	$352,950	$426,625	$530,150
DECATUR, AL

PERRY	$275,665	$352,950	$426,625	$530,150
NON-METRO
PICKENS	$331,200	$424,000	$512,500	$636,900
TUSCALOOSA, AL
PIKE	$275,665	$352,950	$426,625	$530,150
TROY, AL
RANDOLPH	$275,665	$352,950	$426,625	$530,150
NON-METRO
RUSSELL	$289,800	$371,000	$448,450	$557,300
COLUMBUS, GA-AL

SHELBY	$275,665	$352,950	$426,625	$530,150
BIRMINGHAM-HOOVER, AL

ST. CLAIR	$275,665	$352,950	$426,625	$530,150
BIRMINGHAM-HOOVER, AL
SUMTER	$275,665	$352,950	$426,625	$530,150
NON-METRO
TALLADEGA	$275,665	$352,950	$426,625	$530,150
TALLADEGA-SYLACAUGA, AL
TALLAPOOSA	$275,665	$352,950	$426,625	$530,150
NON-METRO

TUSCALOOSA	$331,200	$424,000	$512,500	$636,900
TUSCALOOSA, AL

WALKER	$275,665	$352,950	$426,625	$530,150
BIRMINGHAM-HOOVER, AL
WASHINGTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
WILCOX	$275,665	$352,950	$426,625	$530,150
NON-METRO
WINSTON	$275,665	$352,950	$426,625	$530,150
NON-METRO

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans Alabama

Alabama FHA Lending Limits 2017

FHA Loan Information

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FHA Home Loans Alabama

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