FHA Home Loans in Maryland

FHA loans have been helping Maryland residents since 1934 

A Maryland FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

√   Determine the best type of FHA loan that best fits your needs

√   Complete an easy 2 minute form

√   An FHA Loan Specialist will respond within 1 business day.

√   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of September 1 , 2011, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.
 
9:00am Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.000% 4.180%
30-Year Fixed FHA 3.750% 4.705%
15-Year Fixed 3.375% 3.691%
5-Year ARM 2.375% 3.199%
5-Year ARM FHA 2.875% 3.052%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.000% 4.130%
30-Year Fixed FHA 3.875% 4.784%
5-Year ARM 2.625% 3.283%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.250% 4.382%
5-Year ARM 2.500% 3.195%

1Important Disclosures >View/ Print

 

 

Maryland FHA Lending Limits

 

 
County Single Family 2 Units 3 Units 4 Units
ALLEGANY $200,160 $256,248 $309,744 $384,936
ANNE ARUNDEL $362,790 $408,616 $496,449 $572,826
BALTIMORE $362,790 $408,616 $496,449 $572,826
BALTIMORE CITY $362,790 $408,616 $496,449 $572,826
CALVERT $362,790 $464,449 $561,411 $675,000
CAROLINE $200,160 $256,248 $309,744 $384,936
CARROLL $362,790 $408,616 $496,449 $572,826
CECIL $292,685 $329,656 $400,517 $462,135
CHARLES $362,790 $464,449 $561,411 $675,000
DORCHESTER $200,160 $256,248 $309,744 $384,936
FREDERICK $362,790 $464,449 $561,411 $675,000
GARRETT $332,500 $374,500 $455,000 $525,000
HARFORD $362,790 $408,616 $496,449 $572,826
HOWARD $362,790 $408,616 $496,449 $572,826
KENT $248,588 $279,988 $340,173 $392,507
MONTGOMERY $362,790 $464,449 $561,411 $675,000
PRINCE GEORGE'S $362,790 $464,449 $561,411 $675,000
QUEEN ANNE'S $362,790 $408,616 $496,449 $572,826
SOMERSET $225,150 $256,248 $309,744 $384,936
ST. MARY'S $289,750 $326,350 $396,500 $457,500
TALBOT $282,150 $317,790 $386,100 $455,500
WASHINGTON $275,500 $310,300 $377,000 $435,000
WICOMICO $225,150 $256,248 $309,744 $384,936
WORCESTER $332,499 $374,498 $454,998 $524,998

 

 

 

 

 
 
 
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