FHA Home Loans in Montana

FHA loans have been helping Montana residents since 1934 

A Montana FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As March 1 , 2011, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 
9:00am Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 3.750% 3.925%
30-Year Fixed FHA 3.750% 4.827%
15-Year Fixed 3.000% 3.308%
5-Year ARM 2.250% 3.153%
5-Year ARM FHA 2.500% 3.089%
Larger Loan Amounts in Eligible Areas Conforming and FHA.1
30-Year Fixed 3.875% 4.004%
30-Year Fixed FHA 3.750% 4.775%
5-Year ARM 2.500% 3.195%
Jumbo1 Loans Amounts that exceed conforming loan limits1
30-Year Fixed 4.125% 4.256%
5-Year ARM 2.625% 3.328%

1Important Disclosures >View/ Print

 

 

Montana FHA Lending Limits

 
County Single Family 2 Units 3 Units 4 Units
Beaverhead $144,336.00 $184,752.00 $223,296.00 $277,512.00
Big Horn $144,336.00 $184,752.00 $223,296.00 $277,512.00
Blaine $144,336.00 $184,752.00 $223,296.00 $277,512.00
Broadwater $144,336.00 $184,752.00 $223,296.00 $277,512.00
Carbon $144,336.00 $184,752.00 $223,296.00 $277,512.00
Carter $144,336.00 $184,752.00 $223,296.00 $277,512.00
Cascade $144,336.00 $184,752.00 $223,296.00 $277,512.00
Chouteau $144,336.00 $184,752.00 $223,296.00 $277,512.00
Custer $144,336.00 $184,752.00 $223,296.00 $277,512.00
Daniels $144,336.00 $184,752.00 $223,296.00 $277,512.00
Dawson $144,336.00 $184,752.00 $223,296.00 $277,512.00
Deer Lodge $144,336.00 $184,752.00 $223,296.00 $277,512.00
Fallon $144,336.00 $184,752.00 $223,296.00 $277,512.00
Fergus $144,336.00 $184,752.00 $223,296.00 $277,512.00
Flathead $144,336.00 $184,752.00 $223,296.00 $277,512.00
Gallatin $144,336.00 $184,752.00 $223,296.00 $277,512.00
Garfield $144,336.00 $184,752.00 $223,296.00 $277,512.00
Glacier $144,336.00 $184,752.00 $223,296.00 $277,512.00
Golden Valley $144,336.00 $184,752.00 $223,296.00 $277,512.00
Granite $144,336.00 $184,752.00 $223,296.00 $277,512.00
Hill $144,336.00 $184,752.00 $223,296.00 $277,512.00
Jefferson $144,336.00 $184,752.00 $223,296.00 $277,512.00
Judith Basin $144,336.00 $184,752.00 $223,296.00 $277,512.00
Lake $144,336.00 $184,752.00 $223,296.00 $277,512.00
Lewis And Clark $144,336.00 $184,752.00 $223,296.00 $277,512.00
Liberty $144,336.00 $184,752.00 $223,296.00 $277,512.00
Lincoln $144,336.00 $184,752.00 $223,296.00 $277,512.00
Madison $144,336.00 $184,752.00 $223,296.00 $277,512.00
Mccone $144,336.00 $184,752.00 $223,296.00 $277,512.00
Meagher $144,336.00 $184,752.00 $223,296.00 $277,512.00
Mineral $144,336.00 $184,752.00 $223,296.00 $277,512.00
Missoula $144,336.00 $184,752.00 $223,296.00 $277,512.00
Musselshell $144,336.00 $184,752.00 $223,296.00 $277,512.00
Park $144,336.00 $184,752.00 $223,296.00 $277,512.00
Petroleum $144,336.00 $184,752.00 $223,296.00 $277,512.00
Phillips $144,336.00 $184,752.00 $223,296.00 $277,512.00
Pondera $144,336.00 $184,752.00 $223,296.00 $277,512.00
Powder River $144,336.00 $184,752.00 $223,296.00 $277,512.00
Powell $144,336.00 $184,752.00 $223,296.00 $277,512.00
Prairie $144,336.00 $184,752.00 $223,296.00 $277,512.00
Ravalli $144,336.00 $184,752.00 $223,296.00 $277,512.00
Richland $144,336.00 $184,752.00 $223,296.00 $277,512.00
Roosevelt $144,336.00 $184,752.00 $223,296.00 $277,512.00
Rosebud $144,336.00 $184,752.00 $223,296.00 $277,512.00
Sanders $144,336.00 $184,752.00 $223,296.00 $277,512.00
Sheridan $144,336.00 $184,752.00 $223,296.00 $277,512.00
Silver Bow $144,336.00 $184,752.00 $223,296.00 $277,512.00
Stillwater $144,336.00 $184,752.00 $223,296.00 $277,512.00
Sweet Grass $144,336.00 $184,752.00 $223,296.00 $277,512.00
Teton $144,336.00 $184,752.00 $223,296.00 $277,512.00
Toole $144,336.00 $184,752.00 $223,296.00 $277,512.00
Treasure $144,336.00 $184,752.00 $223,296.00 $277,512.00
Valley $144,336.00 $184,752.00 $223,296.00 $277,512.00
Wheatland $144,336.00 $184,752.00 $223,296.00 $277,512.00
Wibaux $144,336.00 $184,752.00 $223,296.00 $277,512.00
Yellowstone $144,336.00 $184,752.00 $223,296.00 $277,512.00
Yellowstone Nat $144,336.00 $184,752.00 $223,296.00 $277,512.00

 

 
 
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