Buying your First Home?

January 11, 2011
First Time Home Buyers searching for loan assistance can now take advantage of FHA Government Loans First Time Home Buyer Programs that can require as little as 3 % down.  Read more »
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FHA Refinance Programs (now at the lowest rates in 22 years)

October 15, 2010
The past few weeks have been a joy ride for homeowners looking to refinance,  with refinance rates and FHA mortgage rates all dipping. Homeowners have scrambled to get their mortgages modified to ease debt pressure. With the proactive help from the government, even banks have been able to keep FHA loans rate as low as possible as FHA Refinance rates dropping to historic lows. The final months of 2010 are being regarded as the  best time to refinance in almost 30 years. Read more »
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FHA Loans for a fixer-upper (203k Program)

October 22, 2010
The Section 203(k) program is the Department of Housing and Urban Development (HUD), primary program for the rehabilitation and repair of single family properties These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures. Read more »
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