FHA Home Loans California

FHA loans have been helping California residents since 1934 

A licensed California FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

 

 

California Refinance Programs

How it works:

√   Determine the best type of FHA loan that best fits your needs

√   Complete an easy 2 minute form

√   An FHA Loan Specialist will respond within 1 business day.

√   Review with no obligations your loan approval and locked rate. 

 

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

           Free Online Application

            

 

California FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
ALAMEDA $636,150 $814,500 $984,525 $1,223,475
   SAN FRANCISCO-OAKLAND-HAYWARD, CA
ALPINE $463,450 $593,300 $717,150 $891,250
   NON-METRO
AMADOR $332,350 $425,450 $514,300 $639,150
   NON-METRO
BUTTE $293,250 $375,400 $453,750 $563,950
   CHICO, CA
CALAVERAS $373,750 $478,450 $578,350 $718,750
   NON-METRO
COLUSA $275,665 $352,950 $426,625 $530,150
   NON-METRO
CONTRA COSTA $636,150 $814,500 $984,525 $1,223,475
   SAN FRANCISCO-OAKLAND-HAYWARD, CA
DEL NORTE $275,665 $352,950 $426,625 $530,150
   CRESCENT CITY, CA
EL DORADO $488,750 $625,700 $756,300 $939,900
   SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
FRESNO $281,750 $360,700 $436,000 $541,800
   FRESNO, CA
GLENN $275,665 $352,950 $426,625 $530,150
   NON-METRO
HUMBOLDT $327,750 $419,550 $507,150 $630,300
   EUREKA-ARCATA-FORTUNA, CA
IMPERIAL $275,665 $352,950 $426,625 $530,150
   EL CENTRO, CA
INYO $369,150 $472,550 $571,250 $709,900
   NON-METRO
KERN $275,665 $352,950 $426,625 $530,150
   BAKERSFIELD, CA
KINGS $275,665 $352,950 $426,625 $530,150
   HANFORD-CORCORAN, CA
LAKE $275,665 $352,950 $426,625 $530,150
   CLEARLAKE, CA
LASSEN $275,665 $352,950 $426,625 $530,150
   SUSANVILLE, CA
LOS ANGELES $636,150 $814,500 $984,525 $1,223,475
   LOS ANGELES-LONG BEACH-ANAHEIM, CA
MADERA $275,665 $352,950 $426,625 $530,150
   MADERA, CA
MARIN $636,150 $814,500 $984,525 $1,223,475
   SAN FRANCISCO-OAKLAND-HAYWARD, CA
MARIPOSA $322,000 $412,200 $498,250 $619,250
   NON-METRO
MENDOCINO $373,750 $478,450 $578,350 $718,750
   UKIAH, CA
MERCED $275,665 $352,950 $426,625 $530,150
   MERCED, CA
MODOC $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONO $529,000 $677,200 $818,600 $1,017,300
   NON-METRO
MONTEREY $575,000 $736,100 $889,800 $1,105,800
   SALINAS, CA
NAPA $636,150 $814,500 $984,525 $1,223,475
   NAPA, CA
NEVADA $477,250 $610,950 $738,500 $917,800
   TRUCKEE-GRASS VALLEY, CA
ORANGE $636,150 $814,500 $984,525 $1,223,475
   LOS ANGELES-LONG BEACH-ANAHEIM, CA
PLACER $488,750 $625,700 $756,300 $939,900
   SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
PLUMAS $336,950 $431,350 $521,400 $648,000
   NON-METRO
RIVERSIDE $379,500 $485,800 $587,250 $729,800
   RIVERSIDE-SAN BERNARDINO-ONTARIO, CA
SACRAMENTO $488,750 $625,700 $756,300 $939,900
   SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
SAN BENITO $636,150 $814,500 $984,525 $1,223,475
   SAN JOSE-SUNNYVALE-SANTA CLARA, CA
SAN BERNARDINO $379,500 $485,800 $587,250 $729,800
   RIVERSIDE-SAN BERNARDINO-ONTARIO, CA
SAN DIEGO $612,950 $784,700 $948,500 $1,178,750
   SAN DIEGO-CARLSBAD, CA
SAN FRANCISCO $636,150 $814,500 $984,525 $1,223,475
   SAN FRANCISCO-OAKLAND-HAYWARD, CA
SAN JOAQUIN $362,250 $463,750 $560,550 $696,650
   STOCKTON-LODI, CA
SAN LUIS OBISPO $586,500 $750,800 $907,550 $1,127,900
   SAN LUIS OBISPO-PASO ROBLES-ARROYO GRAN
SAN MATEO $636,150 $814,500 $984,525 $1,223,475
   SAN FRANCISCO-OAKLAND-HAYWARD, CA
SANTA BARBARA $636,150 $814,500 $984,525 $1,223,475
   SANTA MARIA-SANTA BARBARA, CA
SANTA CLARA $636,150 $814,500 $984,525 $1,223,475
   SAN JOSE-SUNNYVALE-SANTA CLARA, CA
SANTA CRUZ $636,150 $814,500 $984,525 $1,223,475
   SANTA CRUZ-WATSONVILLE, CA
SHASTA $275,665 $352,950 $426,625 $530,150
   REDDING, CA
SIERRA $304,750 $390,100 $471,550 $586,050
   NON-METRO
SISKIYOU $275,665 $352,950 $426,625 $530,150
   NON-METRO
SOLANO $431,250 $552,050 $667,350 $829,350
   VALLEJO-FAIRFIELD, CA
SONOMA $595,700 $762,600 $921,800 $1,145,600
   SANTA ROSA, CA
STANISLAUS $299,000 $382,750 $462,650 $575,000
   MODESTO, CA
SUTTER $276,000 $353,300 $427,100 $530,750
   YUBA CITY, CA
TEHAMA $275,665 $352,950 $426,625 $530,150
   RED BLUFF, CA
TRINITY $275,665 $352,950 $426,625 $530,150
   NON-METRO
TULARE $275,665 $352,950 $426,625 $530,150
   VISALIA-PORTERVILLE, CA
TUOLUMNE $331,200 $424,000 $512,500 $636,900
   SONORA, CA
VENTURA $636,150 $814,500 $984,525 $1,223,475
   OXNARD-THOUSAND OAKS-VENTURA, CA
YOLO $488,750 $625,700 $756,300 $939,900
   SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
YUBA $276,000 $353,300 $427,100 $530,750
   YUBA CITY, CA

 
 
 
Spacer