FHA Home Loans Idaho

 

FHA loans have been helping Idaho residents since 1934 

A licensed Idaho FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

Idaho FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
ADA $275,665 $352,950 $426,625 $530,150
   BOISE CITY, ID
ADAMS $275,665 $352,950 $426,625 $530,150
   NON-METRO
BANNOCK $275,665 $352,950 $426,625 $530,150
   POCATELLO, ID
BEAR LAKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
BENEWAH $275,665 $352,950 $426,625 $530,150
   NON-METRO
BINGHAM $275,665 $352,950 $426,625 $530,150
   BLACKFOOT, ID
BLAINE $636,150 $814,500 $984,525 $1,223,475
   HAILEY, ID
BOISE $275,665 $352,950 $426,625 $530,150
   BOISE CITY, ID
BONNER $275,665 $352,950 $426,625 $530,150
   SANDPOINT, ID
BONNEVILLE $275,665 $352,950 $426,625 $530,150
   IDAHO FALLS, ID
BOUNDARY $275,665 $352,950 $426,625 $530,150
   NON-METRO
BUTTE $275,665 $352,950 $426,625 $530,150
   IDAHO FALLS, ID
CAMAS $636,150 $814,500 $984,525 $1,223,475
   HAILEY, ID
CANYON $275,665 $352,950 $426,625 $530,150
   BOISE CITY, ID
CARIBOU $275,665 $352,950 $426,625 $530,150
   NON-METRO
CASSIA $275,665 $352,950 $426,625 $530,150
   BURLEY, ID
CLARK $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLEARWATER $275,665 $352,950 $426,625 $530,150
   NON-METRO
CUSTER $275,665 $352,950 $426,625 $530,150
   NON-METRO
ELMORE $275,665 $352,950 $426,625 $530,150
   MOUNTAIN HOME, ID
FRANKLIN $275,665 $352,950 $426,625 $530,150
   LOGAN, UT-ID
FREMONT $275,665 $352,950 $426,625 $530,150
   REXBURG, ID
GEM $275,665 $352,950 $426,625 $530,150
   BOISE CITY, ID
GOODING $275,665 $352,950 $426,625 $530,150
   NON-METRO
IDAHO $275,665 $352,950 $426,625 $530,150
   NON-METRO
JEFFERSON $275,665 $352,950 $426,625 $530,150
   IDAHO FALLS, ID
JEROME $275,665 $352,950 $426,625 $530,150
   TWIN FALLS, ID
KOOTENAI $275,665 $352,950 $426,625 $530,150
   COEUR D'ALENE, ID
LATAH $275,665 $352,950 $426,625 $530,150
   MOSCOW, ID
LEMHI $275,665 $352,950 $426,625 $530,150
   NON-METRO
LEWIS $275,665 $352,950 $426,625 $530,150
   NON-METRO
LINCOLN $636,150 $814,500 $984,525 $1,223,475
   HAILEY, ID
MADISON $275,665 $352,950 $426,625 $530,150
   REXBURG, ID
MINIDOKA $275,665 $352,950 $426,625 $530,150
   BURLEY, ID
NEZ PERCE $275,665 $352,950 $426,625 $530,150
   LEWISTON, ID-WA
ONEIDA $275,665 $352,950 $426,625 $530,150
   NON-METRO
OWYHEE $275,665 $352,950 $426,625 $530,150
   BOISE CITY, ID
PAYETTE $275,665 $352,950 $426,625 $530,150
   ONTARIO, OR-ID
POWER $275,665 $352,950 $426,625 $530,150
   NON-METRO
SHOSHONE $275,665 $352,950 $426,625 $530,150
   NON-METRO
TETON $636,150 $814,500 $984,525 $1,223,475
   JACKSON, WY-ID
TWIN FALLS $275,665 $352,950 $426,625 $530,150
   TWIN FALLS, ID
VALLEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
WASHINGTON $275,665 $352,950 $426,625 $530,150
   NON-METRO

 

 
 
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