FHA Home Loans Oregon

FHA loans have been helping Oregon residents since 1934 

A licensed Oregon FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

 

            

Oregon FHA Programs

  How it works:

√   Determine the best type of FHA loan that best fits your needs

√   Complete an easy 2 minute form

√   An FHA Loan Specialist will respond within 1 business day.

√   Review with no obligations your loan approval and locked rate. 

 

 

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

           Free Online Application

 
 

 

Oregon FHA Lending Limits

 
County Name Single Duplex 3 Unit 4 Unit
BAKER $275,665 $352,950 $426,625 $530,150
   NON-METRO
BENTON $323,150 $413,700 $500,050 $621,450
   CORVALLIS, OR
CLACKAMAS $408,250 $522,600 $631,750 $785,100
   PORTLAND-VANCOUVER-HILLSBORO, OR-WA
CLATSOP $281,750 $360,700 $436,000 $541,800
   ASTORIA, OR
COLUMBIA $408,250 $522,600 $631,750 $785,100
   PORTLAND-VANCOUVER-HILLSBORO, OR-WA
COOS $275,665 $352,950 $426,625 $530,150
   COOS BAY, OR
CROOK $275,665 $352,950 $426,625 $530,150
   PRINEVILLE, OR
CURRY $327,750 $419,550 $507,150 $630,300
   BROOKINGS, OR
DESCHUTES $342,700 $438,700 $530,300 $659,050
   BEND-REDMOND, OR
DOUGLAS $275,665 $352,950 $426,625 $530,150
   ROSEBURG, OR
GILLIAM $275,665 $352,950 $426,625 $530,150
   NON-METRO
GRANT $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARNEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
HOOD RIVER $391,000 $500,550 $605,050 $751,900
   HOOD RIVER, OR
JACKSON $280,600 $359,200 $434,200 $539,600
   MEDFORD, OR
JEFFERSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
JOSEPHINE $275,665 $352,950 $426,625 $530,150
   GRANTS PASS, OR
KLAMATH $275,665 $352,950 $426,625 $530,150
   KLAMATH FALLS, OR
LAKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LANE $275,665 $352,950 $426,625 $530,150
   EUGENE, OR
LINCOLN $276,000 $353,300 $427,100 $530,750
   NEWPORT, OR
LINN $275,665 $352,950 $426,625 $530,150
   ALBANY, OR
MALHEUR $275,665 $352,950 $426,625 $530,150
   ONTARIO, OR-ID
MARION $275,665 $352,950 $426,625 $530,150
   SALEM, OR
MORROW $275,665 $352,950 $426,625 $530,150
   HERMISTON-PENDLETON, OR
MULTNOMAH $408,250 $522,600 $631,750 $785,100
   PORTLAND-VANCOUVER-HILLSBORO, OR-WA
POLK $275,665 $352,950 $426,625 $530,150
   SALEM, OR
SHERMAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
TILLAMOOK $287,500 $368,050 $444,900 $552,900
   NON-METRO
UMATILLA $275,665 $352,950 $426,625 $530,150
   HERMISTON-PENDLETON, OR
UNION $275,665 $352,950 $426,625 $530,150
   LA GRANDE, OR
WALLOWA $275,665 $352,950 $426,625 $530,150
   NON-METRO
WASCO $275,665 $352,950 $426,625 $530,150
   THE DALLES, OR
WASHINGTON $408,250 $522,600 $631,750 $785,100
   PORTLAND-VANCOUVER-HILLSBORO, OR-WA
WHEELER $275,665 $352,950 $426,625 $530,150
   NON-METRO
YAMHILL $408,250 $522,600 $631,750 $785,100
   PORTLAND-VANCOUVER-HILLSBORO, OR-WA

 
 
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