FHA Home Loans Texas

FHA loans have been helping Texas residents since 1934 

A licensed Texas FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

Texas FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
ANDERSON $275,665 $352,950 $426,625 $530,150
   PALESTINE, TX
ANDREWS $275,665 $352,950 $426,625 $530,150
   ANDREWS, TX
ANGELINA $275,665 $352,950 $426,625 $530,150
   LUFKIN, TX
ARANSAS $275,665 $352,950 $426,625 $530,150
   CORPUS CHRISTI, TX
ARCHER $275,665 $352,950 $426,625 $530,150
   WICHITA FALLS, TX
ARMSTRONG $275,665 $352,950 $426,625 $530,150
   AMARILLO, TX
ATASCOSA $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
AUSTIN $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
BAILEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
BANDERA $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
BASTROP $361,100 $462,250 $558,750 $694,400
   AUSTIN-ROUND ROCK, TX
BAYLOR $275,665 $352,950 $426,625 $530,150
   NON-METRO
BEE $275,665 $352,950 $426,625 $530,150
   BEEVILLE, TX
BELL $275,665 $352,950 $426,625 $530,150
   KILLEEN-TEMPLE, TX
BEXAR $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
BLANCO $275,665 $352,950 $426,625 $530,150
   NON-METRO
BORDEN $275,665 $352,950 $426,625 $530,150
   NON-METRO
BOSQUE $275,665 $352,950 $426,625 $530,150
   NON-METRO
BOWIE $275,665 $352,950 $426,625 $530,150
   TEXARKANA, TX-AR
BRAZORIA $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
BRAZOS $275,665 $352,950 $426,625 $530,150
   COLLEGE STATION-BRYAN, TX
BREWSTER $275,665 $352,950 $426,625 $530,150
   NON-METRO
BRISCOE $275,665 $352,950 $426,625 $530,150
   NON-METRO
BROOKS $275,665 $352,950 $426,625 $530,150
   NON-METRO
BROWN $275,665 $352,950 $426,625 $530,150
   BROWNWOOD, TX
BURLESON $275,665 $352,950 $426,625 $530,150
   COLLEGE STATION-BRYAN, TX
BURNET $275,665 $352,950 $426,625 $530,150
   NON-METRO
CALDWELL $361,100 $462,250 $558,750 $694,400
   AUSTIN-ROUND ROCK, TX
CALHOUN $275,665 $352,950 $426,625 $530,150
   PORT LAVACA, TX
CALLAHAN $275,665 $352,950 $426,625 $530,150
   ABILENE, TX
CAMERON $275,665 $352,950 $426,625 $530,150
   BROWNSVILLE-HARLINGEN, TX
CAMP $275,665 $352,950 $426,625 $530,150
   NON-METRO
CARSON $275,665 $352,950 $426,625 $530,150
   AMARILLO, TX
CASS $275,665 $352,950 $426,625 $530,150
   NON-METRO
CASTRO $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHAMBERS $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
CHEROKEE $275,665 $352,950 $426,625 $530,150
   JACKSONVILLE, TX
CHILDRESS $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLAY $275,665 $352,950 $426,625 $530,150
   WICHITA FALLS, TX
COCHRAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
COKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
COLEMAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
COLLIN $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
COLLINGSWORTH $275,665 $352,950 $426,625 $530,150
   NON-METRO
COLORADO $275,665 $352,950 $426,625 $530,150
   NON-METRO
COMAL $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
COMANCHE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CONCHO $275,665 $352,950 $426,625 $530,150
   NON-METRO
COOKE $275,665 $352,950 $426,625 $530,150
   GAINESVILLE, TX
CORYELL $275,665 $352,950 $426,625 $530,150
   KILLEEN-TEMPLE, TX
COTTLE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CRANE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CROCKETT $275,665 $352,950 $426,625 $530,150
   NON-METRO
CROSBY $275,665 $352,950 $426,625 $530,150
   LUBBOCK, TX
CULBERSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
DALLAM $275,665 $352,950 $426,625 $530,150
   NON-METRO
DALLAS $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
DAWSON $275,665 $352,950 $426,625 $530,150
   LAMESA, TX
DEAF SMITH $275,665 $352,950 $426,625 $530,150
   HEREFORD, TX
DELTA $275,665 $352,950 $426,625 $530,150
   NON-METRO
DENTON $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
DEWITT $275,665 $352,950 $426,625 $530,150
   NON-METRO
DICKENS $275,665 $352,950 $426,625 $530,150
   NON-METRO
DIMMIT $275,665 $352,950 $426,625 $530,150
   NON-METRO
DONLEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
DUVAL $275,665 $352,950 $426,625 $530,150
   NON-METRO
EASTLAND $275,665 $352,950 $426,625 $530,150
   NON-METRO
ECTOR $275,665 $352,950 $426,625 $530,150
   ODESSA, TX
EDWARDS $275,665 $352,950 $426,625 $530,150
   NON-METRO
EL PASO $275,665 $352,950 $426,625 $530,150
   EL PASO, TX
ELLIS $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
ERATH $275,665 $352,950 $426,625 $530,150
   STEPHENVILLE, TX
FALLS $275,665 $352,950 $426,625 $530,150
   WACO, TX
FANNIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
FAYETTE $275,665 $352,950 $426,625 $530,150
   NON-METRO
FISHER $275,665 $352,950 $426,625 $530,150
   NON-METRO
FLOYD $275,665 $352,950 $426,625 $530,150
   NON-METRO
FOARD $275,665 $352,950 $426,625 $530,150
   NON-METRO
FORT BEND $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
FRANKLIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
FREESTONE $275,665 $352,950 $426,625 $530,150
   NON-METRO
FRIO $275,665 $352,950 $426,625 $530,150
   NON-METRO
GAINES $275,665 $352,950 $426,625 $530,150
   NON-METRO
GALVESTON $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
GARZA $275,665 $352,950 $426,625 $530,150
   NON-METRO
GILLESPIE $281,750 $360,700 $436,000 $541,800
   FREDERICKSBURG, TX
GLASSCOCK $275,665 $352,950 $426,625 $530,150
   BIG SPRING, TX
GOLIAD $275,665 $352,950 $426,625 $530,150
   VICTORIA, TX
GONZALES $275,665 $352,950 $426,625 $530,150
   NON-METRO
GRAY $275,665 $352,950 $426,625 $530,150
   PAMPA, TX
GRAYSON $275,665 $352,950 $426,625 $530,150
   SHERMAN-DENISON, TX
GREGG $275,665 $352,950 $426,625 $530,150
   LONGVIEW, TX
GRIMES $275,665 $352,950 $426,625 $530,150
   NON-METRO
GUADALUPE $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
HALE $275,665 $352,950 $426,625 $530,150
   PLAINVIEW, TX
HALL $275,665 $352,950 $426,625 $530,150
   NON-METRO
HAMILTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HANSFORD $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARDEMAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARDIN $275,665 $352,950 $426,625 $530,150
   BEAUMONT-PORT ARTHUR, TX
HARRIS $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
HARRISON $275,665 $352,950 $426,625 $530,150
   MARSHALL, TX
HARTLEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
HASKELL $275,665 $352,950 $426,625 $530,150
   NON-METRO
HAYS $361,100 $462,250 $558,750 $694,400
   AUSTIN-ROUND ROCK, TX
HEMPHILL $275,665 $352,950 $426,625 $530,150
   NON-METRO
HENDERSON $275,665 $352,950 $426,625 $530,150
   ATHENS, TX
HIDALGO $275,665 $352,950 $426,625 $530,150
   MCALLEN-EDINBURG-MISSION, TX
HILL $275,665 $352,950 $426,625 $530,150
   NON-METRO
HOCKLEY $275,665 $352,950 $426,625 $530,150
   LEVELLAND, TX
HOOD $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
HOPKINS $275,665 $352,950 $426,625 $530,150
   SULPHUR SPRINGS, TX
HOUSTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HOWARD $275,665 $352,950 $426,625 $530,150
   BIG SPRING, TX
HUDSPETH $275,665 $352,950 $426,625 $530,150
   EL PASO, TX
HUNT $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
HUTCHINSON $275,665 $352,950 $426,625 $530,150
   BORGER, TX
IRION $275,665 $352,950 $426,625 $530,150
   SAN ANGELO, TX
JACK $275,665 $352,950 $426,625 $530,150
   NON-METRO
JACKSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
JASPER $275,665 $352,950 $426,625 $530,150
   NON-METRO
JEFF DAVIS $275,665 $352,950 $426,625 $530,150
   NON-METRO
JEFFERSON $275,665 $352,950 $426,625 $530,150
   BEAUMONT-PORT ARTHUR, TX
JIM HOGG $275,665 $352,950 $426,625 $530,150
   NON-METRO
JIM WELLS $275,665 $352,950 $426,625 $530,150
   ALICE, TX
JOHNSON $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
JONES $275,665 $352,950 $426,625 $530,150
   ABILENE, TX
KARNES $275,665 $352,950 $426,625 $530,150
   NON-METRO
KAUFMAN $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
KENDALL $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
KENEDY $275,665 $352,950 $426,625 $530,150
   KINGSVILLE, TX
KENT $275,665 $352,950 $426,625 $530,150
   NON-METRO
KERR $275,665 $352,950 $426,625 $530,150
   KERRVILLE, TX
KIMBLE $275,665 $352,950 $426,625 $530,150
   NON-METRO
KING $275,665 $352,950 $426,625 $530,150
   NON-METRO
KINNEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
KLEBERG $275,665 $352,950 $426,625 $530,150
   KINGSVILLE, TX
KNOX $275,665 $352,950 $426,625 $530,150
   NON-METRO
LA SALLE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAMAR $275,665 $352,950 $426,625 $530,150
   PARIS, TX
LAMB $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAMPASAS $275,665 $352,950 $426,625 $530,150
   KILLEEN-TEMPLE, TX
LAVACA $275,665 $352,950 $426,625 $530,150
   NON-METRO
LEE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LEON $275,665 $352,950 $426,625 $530,150
   NON-METRO
LIBERTY $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
LIMESTONE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LIPSCOMB $275,665 $352,950 $426,625 $530,150
   NON-METRO
LIVE OAK $275,665 $352,950 $426,625 $530,150
   NON-METRO
LLANO $275,665 $352,950 $426,625 $530,150
   NON-METRO
LOVING $275,665 $352,950 $426,625 $530,150
   NON-METRO
LUBBOCK $275,665 $352,950 $426,625 $530,150
   LUBBOCK, TX
LYNN $275,665 $352,950 $426,625 $530,150
   LUBBOCK, TX
MADISON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARION $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARTIN $285,200 $365,100 $441,300 $548,450
   MIDLAND, TX
MASON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MATAGORDA $275,665 $352,950 $426,625 $530,150
   BAY CITY, TX
MAVERICK $275,665 $352,950 $426,625 $530,150
   EAGLE PASS, TX
MCCULLOCH $275,665 $352,950 $426,625 $530,150
   NON-METRO
MCLENNAN $275,665 $352,950 $426,625 $530,150
   WACO, TX
MCMULLEN $275,665 $352,950 $426,625 $530,150
   NON-METRO
MEDINA $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
MENARD $275,665 $352,950 $426,625 $530,150
   NON-METRO
MIDLAND $285,200 $365,100 $441,300 $548,450
   MIDLAND, TX
MILAM $275,665 $352,950 $426,625 $530,150
   NON-METRO
MILLS $275,665 $352,950 $426,625 $530,150
   NON-METRO
MITCHELL $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONTAGUE $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONTGOMERY $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
MOORE $275,665 $352,950 $426,625 $530,150
   DUMAS, TX
MORRIS $275,665 $352,950 $426,625 $530,150
   NON-METRO
MOTLEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
NACOGDOCHES $275,665 $352,950 $426,625 $530,150
   NACOGDOCHES, TX
NAVARRO $275,665 $352,950 $426,625 $530,150
   CORSICANA, TX
NEWTON $275,665 $352,950 $426,625 $530,150
   BEAUMONT-PORT ARTHUR, TX
NOLAN $275,665 $352,950 $426,625 $530,150
   SWEETWATER, TX
NUECES $275,665 $352,950 $426,625 $530,150
   CORPUS CHRISTI, TX
OCHILTREE $275,665 $352,950 $426,625 $530,150
   NON-METRO
OLDHAM $275,665 $352,950 $426,625 $530,150
   AMARILLO, TX
ORANGE $275,665 $352,950 $426,625 $530,150
   BEAUMONT-PORT ARTHUR, TX
PALO PINTO $275,665 $352,950 $426,625 $530,150
   MINERAL WELLS, TX
PANOLA $275,665 $352,950 $426,625 $530,150
   NON-METRO
PARKER $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
PARMER $275,665 $352,950 $426,625 $530,150
   NON-METRO
PECOS $275,665 $352,950 $426,625 $530,150
   NON-METRO
POLK $275,665 $352,950 $426,625 $530,150
   NON-METRO
POTTER $275,665 $352,950 $426,625 $530,150
   AMARILLO, TX
PRESIDIO $275,665 $352,950 $426,625 $530,150
   NON-METRO
RAINS $275,665 $352,950 $426,625 $530,150
   NON-METRO
RANDALL $275,665 $352,950 $426,625 $530,150
   AMARILLO, TX
REAGAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
REAL $275,665 $352,950 $426,625 $530,150
   NON-METRO
RED RIVER $275,665 $352,950 $426,625 $530,150
   NON-METRO
REEVES $275,665 $352,950 $426,625 $530,150
   PECOS, TX
REFUGIO $275,665 $352,950 $426,625 $530,150
   NON-METRO
ROBERTS $275,665 $352,950 $426,625 $530,150
   NON-METRO
ROBERTSON $275,665 $352,950 $426,625 $530,150
   COLLEGE STATION-BRYAN, TX
ROCKWALL $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
RUNNELS $275,665 $352,950 $426,625 $530,150
   NON-METRO
RUSK $275,665 $352,950 $426,625 $530,150
   LONGVIEW, TX
SABINE $275,665 $352,950 $426,625 $530,150
   NON-METRO
SAN AUGUSTINE $275,665 $352,950 $426,625 $530,150
   NON-METRO
SAN JACINTO $275,665 $352,950 $426,625 $530,150
   NON-METRO
SAN PATRICIO $275,665 $352,950 $426,625 $530,150
   CORPUS CHRISTI, TX
SAN SABA $275,665 $352,950 $426,625 $530,150
   NON-METRO
SCHLEICHER $275,665 $352,950 $426,625 $530,150
   NON-METRO
SCURRY $275,665 $352,950 $426,625 $530,150
   SNYDER, TX
SHACKELFORD $275,665 $352,950 $426,625 $530,150
   NON-METRO
SHELBY $275,665 $352,950 $426,625 $530,150
   NON-METRO
SHERMAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
SMITH $275,665 $352,950 $426,625 $530,150
   TYLER, TX
SOMERVELL $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
STARR $275,665 $352,950 $426,625 $530,150
   RIO GRANDE CITY, TX
STEPHENS $275,665 $352,950 $426,625 $530,150
   NON-METRO
STERLING $275,665 $352,950 $426,625 $530,150
   NON-METRO
STONEWALL $275,665 $352,950 $426,625 $530,150
   NON-METRO
SUTTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
SWISHER $275,665 $352,950 $426,625 $530,150
   NON-METRO
TARRANT $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
TAYLOR $275,665 $352,950 $426,625 $530,150
   ABILENE, TX
TERRELL $275,665 $352,950 $426,625 $530,150
   NON-METRO
TERRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
THROCKMORTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
TITUS $275,665 $352,950 $426,625 $530,150
   MOUNT PLEASANT, TX
TOM GREEN $275,665 $352,950 $426,625 $530,150
   SAN ANGELO, TX
TRAVIS $361,100 $462,250 $558,750 $694,400
   AUSTIN-ROUND ROCK, TX
TRINITY $275,665 $352,950 $426,625 $530,150
   HUNTSVILLE, TX
TYLER $275,665 $352,950 $426,625 $530,150
   NON-METRO
UPSHUR $275,665 $352,950 $426,625 $530,150
   LONGVIEW, TX
UPTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
UVALDE $275,665 $352,950 $426,625 $530,150
   UVALDE, TX
VAL VERDE $275,665 $352,950 $426,625 $530,150
   DEL RIO, TX
VAN ZANDT $275,665 $352,950 $426,625 $530,150
   NON-METRO
VICTORIA $275,665 $352,950 $426,625 $530,150
   VICTORIA, TX
WALKER $275,665 $352,950 $426,625 $530,150
   HUNTSVILLE, TX
WALLER $331,200 $424,000 $512,500 $636,900
   HOUSTON-THE WOODLANDS-SUGAR LAND, TX
WARD $275,665 $352,950 $426,625 $530,150
   NON-METRO
WASHINGTON $275,665 $352,950 $426,625 $530,150
   BRENHAM, TX
WEBB $275,665 $352,950 $426,625 $530,150
   LAREDO, TX
WHARTON $275,665 $352,950 $426,625 $530,150
   EL CAMPO, TX
WHEELER $275,665 $352,950 $426,625 $530,150
   NON-METRO
WICHITA $275,665 $352,950 $426,625 $530,150
   WICHITA FALLS, TX
WILBARGER $275,665 $352,950 $426,625 $530,150
   VERNON, TX
WILLACY $275,665 $352,950 $426,625 $530,150
   RAYMONDVILLE, TX
WILLIAMSON $361,100 $462,250 $558,750 $694,400
   AUSTIN-ROUND ROCK, TX
WILSON $327,750 $419,550 $507,150 $630,300
   SAN ANTONIO-NEW BRAUNFELS, TX
WINKLER $275,665 $352,950 $426,625 $530,150
   NON-METRO
WISE $362,250 $463,750 $560,550 $696,650
   DALLAS-FORT WORTH-ARLINGTON, TX
WOOD $275,665 $352,950 $426,625 $530,150
   NON-METRO
YOAKUM $275,665 $352,950 $426,625 $530,150
   NON-METRO
YOUNG $275,665 $352,950 $426,625 $530,150
   NON-METRO
ZAPATA $275,665 $352,950 $426,625 $530,150
   ZAPATA MICROPOLITAN STATISTICAL AREA
ZAVALA $275,665 $352,950 $426,625 $530,150
   NON-METRO

 

 
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